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<title>Latest Articles</title>
<link>http://www.onbo.com/</link>
<description>Articles at Articles at onbo.com</description>
<language>en-us</language>
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<title>Widgets Explained</title>
<link>http://www.onbo.com/business/networking/widgets-explained.html</link>
<guid>http://www.onbo.com/business/networking/widgets-explained.html</guid>
<pubDate>Thu, 19 Nov 2009 17:21:22 -0500</pubDate>
<description><![CDATA[ Widget is an extremely portable mass of codes, which are easily installable as well as executed in any individual HTML based website. These codes can be installed by users devoid of the need of additional applications. Widgets are basically derived from the code rescue idea. The web widgets generally use JavaScript, Adobe Flash or DHTML.  <br />
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Widgets usually acquire the form of on screen tools, such as clocks, auction tickers, event countdown, fight arrival information, stock market tickers and daily weathers and many more.<br />
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Today widgets are the commonplace and exercised via a vast majority of the social network users, auction sites, and bloggers in addition to the possessors of personal sites. Widgets currently exist on the home page websites, such as Netvibes, Pageflakes or iGoogle. <br />
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The browser-based tools for making as well as hosting widgets incorporate Widgetbox, Zembly and Microsoft Popfly. The widgets distribution source, including the Gigya and Clearspring are now been used to distribute and seed widgets as the rich media advertising units. Apart, the entertainment and media companies are greatly using widgets for running Ad campaigns as well.  <br />
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In addition, widgets are also been used as the distribution method by numerous ad networks like AdSense and Goggle among the most famous one. Several other media sites that are using widgets advertising for their expansion constitutes Flickr and also by the video site like YouTube and other hundreds of organizations.                 <br />
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The expansion usage of widgets is been dramatically proposed as the marketing channel, which can replace the least effectual targeted banner ads and avail benefits of viral distribution in the social networks. <br />
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Besides, the web widgets, the mobile widgets like the desktop widgets can increase the screen space and is helpful in positioning the live data rich applications over the device home screen or phone top. Different mobile widgets engines include BluePulse, Zumobi, Bling Software, Webwag and WidSets.               <br />
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<title>Turning your "WHY" into Small Business Riches !</title>
<link>http://www.onbo.com/business/small-business/turning-your-why-into-small-business-riches.html</link>
<guid>http://www.onbo.com/business/small-business/turning-your-why-into-small-business-riches.html</guid>
<pubDate>Wed, 18 Nov 2009 18:05:13 -0500</pubDate>
<description><![CDATA[ A really easy way to determine your "WHY" is to ask yourself this question. <br />
"If all your bills were paid and you have enough money in the bank to last for the rest of your life, what would you do and how would you spend your time?"&#160; Given the above situation you can imagine any answer provided would be something you wanted to do, not something you had to or something you do for reasons other than your own.&#160; It is really unlikely that you would be out chasing money, working overtime or even hanging around with negative or questionable people.&#160; Your "WHY" could be as simple as wanting to spend more time with your love ones, helping children with specific needs or whatever.&#160; The bigger your "WHY" the better. No matter what your answer is write it down on a 3x5 index card and carry it with you always.&#160;&#160; <br />
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Using your "WHY" to propel you into unparalleled success.<br />
When you wake up in the morning read your "WHY" and as you experience challenges take a moment or two and review your "WHY" card.&#160;&#160; Keep you "WHY" in mind when you experience negative people who are probably miserable and which would be happy to drag you down to their level.&#160;&#160; Remember most people do not have any knowledge of their "WHY" and probably feel lost or unsuccessful.&#160; Whenever you need to regain your focus pull out our "WHY" card and begin imagining how good it will feel when you achieve your goal(s) and you can begin to live your why.&#160; At some point every day ask yourself these two questions and record your answers in a notebook.<br />
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1. What have I done Today to help me with the achievement of my "WHY"<br />
2. What can I do differently Tomorrow which will bring me closer to the achievement of my "WHY" &#160; <br />
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One last thing: Tell other people your "WHY".<br />
In Today's day and age of the internet, fast food, disposable everything, multimedia, online social networking and Google (Millions of websites offering every product and service imaginable) the one thing which sets us apart from everyone else is our like-ability. Almost all people would prefer to do business with a person or company they like and feel they can relate to.&#160;&#160; I personally will go out of my way, even pay a higher price in many cases, to do business with someone I like as apposed to doing business with another person or company that makes me feel like a number. Telling people why you do what you do, allows them to relate to you on a more personal level and will add volumes to your like-ability.<br />
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Here is my "WHY"<br />
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My "WHY" is ... To reach financial independence, so that I may assist 100 other people in the development and understanding of their own "WHY", to mentor and assist these 100 people with the achievement of their financial independence so they can chase their dream(s), too ! <br />
visit <a href=http://www.SmoothCaller.com>SmoothCaller.com</a> and then give me a call @ 888.863.9998  <br />
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<title>Financial Freedom with Acme People Search</title>
<link>http://www.onbo.com/business/affiliate-programs/financial-freedom-with-acme-people-search.html</link>
<guid>http://www.onbo.com/business/affiliate-programs/financial-freedom-with-acme-people-search.html</guid>
<pubDate>Wed, 18 Nov 2009 16:16:24 -0500</pubDate>
<description><![CDATA[ ACME PEOPLE SEARCH is an fully AUTOMATED search engine that search for people. The Acme People Search Affiliate Program let you earn affiliate commissions EVERY TIME someone uses the search engine to Get Results.<br />
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You Have Nothing to Loose to Join The Best Internet Business ever in my opinion. <br />
<br />
You will earn Affiliate Commissions from EIGHT Different Income Streams Rolled into One Program. You will earn money from GVO - ClickBank - HD Publishing - MyLife - AdSense - HostGator and GDI --- every time someone use your free people search engine. And you are GUARANTEED Commissions of at Least $125 Within 24 Hours after signing up with Acme People Search. <br />
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It only takes a few minutes to create your own people search engine and no experience are required because you don't have to do anything yourself. You can earn about $3 - $5 /month - but with a little help with advertise - you can earn $3000 - $5000 /month and MUCH more than that if you work a couple of hours every day and learn how to earn and get people to use your search engine. <br />
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It's not a "get rich quick" program but I promise you.... If you work to get traffic to your search engine, especially in the beginning, after about 6-7 weeks you'll see it was worth the time and <br />
effort.<br />
<br />
You Are Looking for a Way to Work from Home and here it is. The Affiliate Program you have been looking for. Tissa Godavitarne is the guy who build the 'People Search Engine' for you for free - and he doesn't stop there. He also pay you Referral Fees up to $30 whenever you refer qualified users to the search engines. <br />
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You are GUARANTEED Commissions of at Least $125 Within 24 Hours after signing up with Acme People Search. But remember this. Tissa doesn't send referral fees under $200. So have that in mind when you think of the guaranteed $125. But relax. For example: It's only 3 people you will have to tell about Tissa's money-making-system, or that a couple of people uses the search engine to Get Results.<br />
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Read Tissa's story clicking the sp4free- link here below. <br />
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With Acme People Search you can build your business without spending any dollars on expencive marketing. All you have to do is learn how to earn and promote your own people search engine and get people to use it. <br />
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Check a Persons Life with Acme People Search. YOU CAN search people all over the US and get complete addresses and telephone numbers revealed for free. Search a persons Criminal History, Run a Background Check, Search SSN Records, Find an Email Address, Search a phone number ,See Who's Searching for YOU, Find an old classmate, Search for a lost friend, Obtain personal information and much more.....<br />
<br />
Try my Search Engine and see for yourself: <br />
<a href="http://www.sp4free.com">http://www.sp4free.com</a><br />
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To learn how to make money online you should do a little reading. To succed in this business you'll have to learn from the people who are doing it right. If you are looking for that "get rich quick" miracle online, you can stop looking. There are no such program. Start to make money online with proven techniques from Internet marketing experts. What you need is the right marketing tools to earn money online. You can find all the marketing tool you need at sp4free.<br />
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<title>Home Business: Things to Know</title>
<link>http://www.onbo.com/business/networking/home-business-things-to-know.html</link>
<guid>http://www.onbo.com/business/networking/home-business-things-to-know.html</guid>
<pubDate>Mon, 16 Nov 2009 18:10:04 -0500</pubDate>
<description><![CDATA[ Home-based businesses are starting up all around the world, and there are plenty of benefits that come with it.  One of the best advantages to having a home business is that you have time on your side.  You don't have anyone rushing you so you can take your time and become familiar with all aspects of having a home business.  However it is easy to get off track without someone telling you what to do, so here are a few things you have to become aware of.<br />
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In having your own home business, it is critical that you become involved with all aspects of it. Starting from the idea of the product, all the way to when it hits the shelves for consumers.  If you put other people in charge of certain aspects, it can be very easy to get manipulated if you don't know what is going on.<br />
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You should take the business seriously; it should be something you truly believe in.  If you work hard at it, good things will happen.  If you slack off at it, nothing will come of the business.  And if nothing happens to the business, you could be stuck in a 9-5 job in a tiny cubicle.<br />
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The biggest thing you must become familiar with when running your home business is the Internet.  This is a key tool for a successful business.  Having a website is great for customers because it enables them to have access to your company 24/7 at the click of a mouse.  You should be able to know how to design a website and if you don't there are several places on the Internet that can either help you or do it for you.<br />
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Exploration is a great thing to do.  You should study all aspects of your business.  You should become familiar with the product you are creating.   You should know your competitors and how you can set yourself apart from them.  You should also explore ways of how you can handle your business better.  People are coming up with new marketing and other business ideas everyday and you should know about all the options that are available to you.<br />
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Having a home business is great.  You can wake up whenever you want, wear what you and work when you want.  However there is a lot of discipline that comes with this and you need to be able to stay focused.  There are just a few of the many things one should know and be aware of when owning your own business.<br />
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<title>Sound Financial Planning For Public Companies</title>
<link>http://www.onbo.com/business/small-business/sound-financial-planning-for-public-companies.html</link>
<guid>http://www.onbo.com/business/small-business/sound-financial-planning-for-public-companies.html</guid>
<pubDate>Tue, 10 Nov 2009 20:17:14 -0500</pubDate>
<description><![CDATA[ <p>The Importance of Sound Financial Planning When Becoming a Public Company    <br /> <br /> When the directors of a given company wish to go in a new strategic direction to provide new services and products, they will assess if the company has the resources to put into practice and maintain the new initiative; it might include such tactics as how risk and earnings are distributed between subsidiaries and locations. The study might include satisfactory parameters for non-production items and economic scenarios. Of course, detailed cash flow predictions well into the future with contingency plans and other scenarios are a must.  Although this a basic step, most small private companies and private entrepreneurs that want to go public may not be familiarized with the degree of financial oversight that public companies use on an ongoing basis.<br /> <br /> CASH FLOW FORECASTING IS IMPORTANT FOR NEW PUBLIC COMPANIES<br /> Market analysts and shareholders are accustomed to being furnished with regular quarterly and annual financial reporting which documents and validates the sound financial leadership of the company they are reviewing or supporting, through stock or debt contributions. Additional federal reporting standards enforced by the Securities and Exchange Commission (SEC) and the SEC and the Public Company Accounting Oversight Board (PCAOB), are meant to further protect investors and the US public in general, from the impact of flawed or unethical business financial management. Enron, still fresh in many memories, is one of the best-known US harbingers of the negative consequences of overly inflated valuation coupled with audit failures to adequately scrutinize cash flows. Enron was one of several industry leaders which relied on market confidence, reputation and equity valuation - fooling top analyst and audit firms - while ignoring the reality of corporate cash flows and the importance of cash equity. Stock valuation and good will do not pay corporate salaries or operating expenses. Repeatedly, the US market has had to re-learn this lesson. <br /> <br /> Understandably, post-Enron market and other capital funding for public companies in the US has been extremely difficult to obtain, and public and lender confidence is only slowly returning. This lack of confidence has made it even more advantageous for private companies to go public, The importance of sound financial management and leadership - sound P&amp;L and balance sheet review and oversight - is critical not just to that company's profits, but to thousands of families and retirees around the country, whether they are relying on company benefits, or on a sound economy that is supported by each individual company's performance. <br /> <br /> FINANCIALS TO TAKE A COMPANY PUBLIC<br /> Private companies are accustomed, in many cases, to operating independently and making financial decisions without outsider oversight or input. Many private companies utilize only limited outside input or financial commentary -- typically engaging a public accountant or CPA for quick review, to complete tax and/or payroll filings -- with limited thought to actual cash flow forecasting or realistic revenue projections and P&amp;L analysis. It is not unusual in the private company world to see many smaller firms operating without any fixed budget, with company ownership relying solely on the revenue side of the financial equation; focusing solely on revenue projections (sometimes without true profit analysis); operating without internal audit controls, without real-time budget checks and balances based on cash flow forecasts; without real-time adjustments to future financial forecasts, to adjust to market or environmental changes such as product price increases, economic impacts to customer demand, workers compensation claims, unexpected losses, or other real-world events. Many private businesses, as public accountants can attest, operate without either the 1-year or 5-year budget and cash flow forecasts which public companies or corporations routinely utilize. <br /> <br /> When a business seeks to go public, utilizing a typical time-to-market time frame of 4-6 months, private companies will be well-rewarded to invest focus and resources on an initial detailed audit and financial plan. This should include meticulous cash flow forecasting, historical and forward-looking P&amp;L projections, financial contingency plans based on 2-3 initial offering / market entry scenarios ("what if" budget and scenario analysis and projections): both to satisfy federal regulatory and exchange listing requirements - if applicable, depending on the exchange listing sought - and to present as complete a financial picture as possible to prospective investors and capital funding sources.  This initial exercise should also provide an honest and realistic projection for company ownership, of the impact of going public on company growth, revenues, and cash flows. <br /> <br /> MARKET ENTRY PLANNING to GO PUBLIC<br /> <br /> Many private company owners approach the go public process with a general expectation or awareness of the many benefits of being a publicly traded company -- which typically include enhanced visibility, increased company valuation and credibility, etc -- but with only a vague idea of market strategy, or detailed cash flow predictions. Cash flow forecasting is particularly difficult for start-up companies, as they may lack the historical expenditure perspective to accurately anticipate costs and revenues.  This level of financial detail - overhead, true cost of goods, market or product differentiation, and contingency strategies - is typically the calibre of information investors or lenders will demand before funding, however. <br /> <br /> Private company subsidiaries or product lines may be accustomed to being carried or subsidized by a parent company or other product lines, without real-time cash flow analysis, or without a true financial model of cost of goods sold. When money runs out in one product line, the company may be accustomed to borrowing from other product lines, without a full appreciation of the level or scope of subsidization. While it may be acceptable to apply this same strategy as a private company moves into the public arena, public companies will be required to more thoroughly identify, justify, and forecast such areas, to meet regulatory and investor requirements. Private owners typically have only one chance to impress potential investors, or analysts, or potential shareholders. <br /> <br /> While regulatory and compliance requirements vary based on company longevity, revenue volume, and placement sought, the more complete the audit and financial reporting a company is able to furnish up front, the better.<br /> <br /> PUBLIC COMPANY DEFINITIONS<br /> <br /> PCAOB (Public Company Accounting Oversight Board):  A non-profit private US entity, created by the Sarbanes-Oxley Act of 2002 (SOX), formed to protect investors (and by extension, the general public), from false financial disclosures or inaccurate financial reporting. This entity was created in response to the market downturn and general fear response which began with the economic impact of Sept. 11, 2001; was fueled by inflated and over-emphasized ".com" filings and over-inflated equity valuations among larger traditional firms; and which played out through the spectacular market failings of corporate giants such as Enron, WorldCom, Pacific Gas &amp; Electric, Tyco, US Airways, and other companies -- the loss of USD billions from the US economy. <br /> <br /> Regulation D (Reg D): The SEC exemption clause which allows private companies to go public while avoiding reporting and financial filing requirements, based on company valuation and other criteria. For more on Reg D exemptions please see: http://www.sec.gov/answers/regd.htm<br /> <br /> SEC (Securities &amp; Exchange Commission): The SEC is a US federal agency created in 1934, to protect investors from malfeasance or fraudulent financial reporting by US businesses, after a period of false confidence, unregulated banking practices, and over-inflated stock valuations triggered the market crash of the Great Depression. Public companies are required to file quarterly, annual, and other reports and company statements with the SEC, which private companies are not required to furnish. Exemptions are granted to companies, US or foreign, meeting certain SEC criteria. <br /> <br /> SECURITIES FINANCING<br /> Public companies typically utilize either equity or debt financing or securities trading: <br /> <br /> &bull; Equity Financing: <br /> Companies sell public shares in company equity, with valuations based on future earnings and profit projections, as well as existing equity.<br /> <br /> &bull; Debt Financing: <br /> Companies sell debt instruments such as short or long-term bonds, contracts or other instruments. <br /> <br /> Federal law requires that all sales of securities be either registered with the SEC, or meet an exemption. Reg D under the Securities and Exchange Act of 1933 allows companies meeting certain categories of exemptions to be excluded from SEC financial reporting requirements, and to sell stock without this regulatory burden.</p> ]]></description>
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<title>Online Marketing And Advertising To Get Results</title>
<link>http://www.onbo.com/business/affiliate-programs/online-marketing-and-advertising-to-get-results.html</link>
<guid>http://www.onbo.com/business/affiliate-programs/online-marketing-and-advertising-to-get-results.html</guid>
<pubDate>Tue, 10 Nov 2009 18:52:10 -0500</pubDate>
<description><![CDATA[ <p>The first thing one must do when starting an online money making opportunity is research the opportunity.  This is necessary to answer the tough questions about whether or not this is "The One" you really want to invest considerable time and money to pursue  success with.   Satisfaction with the answer should determine your move (to do it or not).<br /> You may want to research several opportunities so you may have choices.<br /> <br /> You must develop a strong belief system in your new venture to deliver huge amounts of money to your bank account as compensation for your efforts.  Your time and money should be invested with high expectations for overall financial success.  Expect to make money.  You have a plan for success.  You will be in business with people who do what they say they will.  Your success plan should have a proven record of past successes.  It should get results.<br /> <br /> Make sure to get organized.  Follow the operating procedures taught, hopefully, by your new business partner or partners.  If you've chosen the right opportunity to pursue, you should be able to move forward with your success plans along with the guidance of your business partners.  Be willing to learn.  After all, your future financial prosperity depends on how well you work the plan as it's laid out for you.<br /> <br /> Don't become distracted as you move to the next step or level in you new business.  There will be hundreds of other opportunities trying to get you off track.  Once you decide to make your business a success go straight for it.<br /> <br /> You should be prepared to give it your best efforts for at least a year.   The internet is fast but this "overnight success" crap doesn't work.  You can't just "set it and forget it."  That dog won't hunt.   <br /> <br /> Establish a daily routine that will insure movement in the direction of your success goals.  Combat negative input from family and friends.  This will doom you to failure if you allow it to.  You don't have to get confrontational.  The struggle should be totally mental.  If you want to succeed badly enough you'll prevail.  Negatives and hardships only come to make us stronger.  Turn the negatives into positives and you'll make lots of money online.  Follow your daily routines and have great results&mdash;something that 97% of internet marketers never achieve.   <br /> <br /> -<br /> Eddie Crouch has a B.S. and an M.S. degree from East Texas State University. He's a retired school administrator for seven years.  You should see what he's learning.  And who is teaching him online.  <a href="http://MoneyMakingSystem441.com">http://MoneyMakingSystem441.com</a> <br /> <br /></p> ]]></description>
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<title>Modern Day Pinup Girls Get Patriotic</title>
<link>http://www.onbo.com/shopping/designer-fashion/modern-day-pinup-girls-get-patriotic.html</link>
<guid>http://www.onbo.com/shopping/designer-fashion/modern-day-pinup-girls-get-patriotic.html</guid>
<pubDate>Sun, 08 Nov 2009 04:32:09 -0500</pubDate>
<description><![CDATA[ <p>The patriotic charm of pinup models posing in photos wearing sailor girl garb is not a new idea, but it has been embraced by a whole new generation of pinup models and photographers who are keeping the all American pinup sailor girl image alive.<br /> <br /> The origins of pinup gals donning army duds can be traced to WWII, and the practice of GIs hanging pictures of sexy girls ("pinning them up") in their lockers to keep them company overseas, and painting them on the sides of their fighter planes. As a show of support, the models began dressing in patriotic sailor or army outfits. The creation of the USO in the forties saw the formation of the infamous camp shows, at which performers and sex symbols from Hollywood, such as Betty Grable, Rita Hayworth, and later, Marilyn Monroe, would make appearances to brighten the spirits of the troops. This tradition continues, and you can still find gorgeous gals in sailor suits singing and dancing and bringing a little fun to the fighting men and women of the US military.<br /> <br /> Modern pinup girls might be edgier and have more tattoos than their predecessors, but they embrace the hair, makeup, and clothing styles of the forties and fifties. Most stay true to the "good girl" style of pose and dress in the tradition of early cheesecake pinup photography, just like the photos that hung in those GI's lockers. The idea behind traditional pinup modeling is not to be trashy or overly-provocative, but to embody a cute and sexy girl next door look. Add to it a sailor girl or army girl outfit and you've got something a GI from any generation would love. Contemporary fashion designers have rediscovered the sexy charm of the military-inspired looks of the forties and fifties pinup culture, making it possible for models and photographers to continue to create patriotic imagery for our boys overseas with sailor girl suits, sailor dresses, shipmate costumes, first mate outfits, and army costumes.<br /> <br /> These days, a patriotic show of support is important to a lot of Americans. With our country at war with two nations, many of our bravest and boldest have been deployed to dangerous and remote parts of the world. Pinup girls who want to show their support are sending photographs and calendars to troops fighting in foreign lands. One pinup model that sends frequent care packages to the troops often dresses up in sailor and army girl costumes and sends the photos to US army bases overseas. She has created a large and appreciative fan base and her donation operation has grown to be one of the largest of its kind created by a pinup model. <br /> <br /> The tradition of the American patriotic pinup model will never go out of style. As long as there is a soldier being deployed to distant, dangerous lands, a photo of a pinup girl in a cute sailor girl dress, smiling only to him and saluting his bravery, will always have a place&hellip; pinned up on his wall. <br /> <br /> Teaser intro/summary:  The patriotic charm of pinup models posing in photos wearing sailor girl garb is not a new idea, but it has been embraced by a whole new generation of pinup models and photographers who are keeping the all American pinup sailor girl image alive.  Where did it all begin?  The creation of the USO in the forties saw the formation of the infamous camp shows, at which performers and sex symbols from Hollywood, such as Betty Grable, Rita Hayworth, and later, Marilyn Monroe, would make appearances to brighten the spirits of the troops.  The tradition has renewed fervor today as America sends its courageous young men to war in Afghanistan and Iraq.  As long as there is a soldier being deployed to distant, dangerous lands, a photo of a pinup girl in a cute sailor girl dress, smiling only to him and saluting his bravery, will always have a place&hellip; pinned up on his wall.</p> ]]></description>
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<title>Don't Risk Your Ability To Get Insurance By Falling Into The Fronting Trap</title>
<link>http://www.onbo.com/automotive/cars/dont-risk-your-ability-to-get-insurance-by-falling-into-the-fronting-trap.html</link>
<guid>http://www.onbo.com/automotive/cars/dont-risk-your-ability-to-get-insurance-by-falling-into-the-fronting-trap.html</guid>
<pubDate>Wed, 04 Nov 2009 21:05:11 -0500</pubDate>
<description><![CDATA[ <p>As any young driver will testify, the cost of <a href="http://www.confused.com/car-insurance">car insurance</a> can be expensive. This is because providers view younger drivers as high risk, and often inflate premiums to reflect this. But while the prospect of having to pay sky-high prices may prompt you to consider going without insurance, this is simply not an option, as if you own a vehicle, car cover is a legal requirement. Plus, if you get caught driving uninsured, you could face some pretty hefty penalties. <br /> <br /> <strong>Beware of fronting</strong><br /> <br /> As a young motorist, it's only natural that your parents will want to help get you on the road, but you need to beware of committing a type of insurance fraud known as "fronting." <br /> This is where the parent insures the car in their name - implying that they are the main driver - and adds their son or daughter as the second named driver, when in fact the young "second" driver is actually the main driver, and not the occasional driver.<br /> <br /> <strong>Fronting is fraud</strong><br /> <br /> Some people may see fronting as a "harmless" way of reducing their premium, but it's not - and is taken very seriously by insurers. Equally, while well-meaning parents may have done it unintentionally, there is no escaping the fact that this seemingly innocent practice is illegal.<br /> <br /> Mike Pickard, head of risk and underwriting at Esure Car Insurance, said: "Despite many people thinking this is a legitimate way of massaging premiums down with a few white lies, fronting is fraud."<br /> "The simple rule is that if you're deliberately trying to give your insurer the impression of a very safe set of circumstances when you know that the truth is different, you are probably fronting."<br /> <br /> <strong>Facing the consequences</strong><br /> <br /> If you do get caught, the insurer has the right to cancel the policy or charge the correct premium as a lump sum.<br /> Drivers who have had a policy cancelled will then have to declare this on any future applications, and will find it harder and more costly to buy new cover, as the majority of insurance providers may refuse to cover them.<br /> They can also refuse to pay out for any claim you make which means you could be treated as uninsured. You could also find yourself being slapped with a fine, conviction, a minimum of six penalty points and you may even lose your licence.<br /> <br /> Further, the insurance industry use various databases to share information so a black mark may be made on any files held on you, and this too could make it harder to obtain insurance in the future.<br /> <br /> <strong>Drive down the cost of cover</strong><br /> <br /> You may find it difficult to get a competitively-priced policy as a younger driver, but there are some simple steps you can take to reduce costs:<br /> <br /> &bull;	Get discounts on your premium by taking extra safety precautions such as parking your car in a garage at night, and fitting an alarm and immobiliser. <br /> &bull;	Choose a car with a smaller engine, as bigger and faster vehicles cost more to insure. <br /> &bull;	Avoid vehicles with any modifications from the standard manufacture. <br /> &bull;	Make savings by reducing your mileage or by only driving at certain hours of the day. <br /> &bull;	Take the Pass Plus qualification (www.passplus.org.uk) to benefit from a reduction of up to a third on your premium. <br /> &bull;	Consider lowering the price you pay by opting for a higher excess - but be sure you can still afford this amount in the event of a claim. <br /> &bull;	Shop around to ensure you are getting the best possible deal.<br /> <br /> <strong>Honesty is the best policy</strong><br /> <br /> When applying for any type of insurance, it's important to understand that a policy is a contract based on trust between the customer and insurer.You need to ensure you tell the whole truth, and inform the insurance provider of anything that could influence their decision in offering cover. And remember, non-disclosure of information - whether intentional or not - may have an impact on any future claim.</p> ]]></description>
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<title>How to Choose an Ad Title That Sells in Google Adwords</title>
<link>http://www.onbo.com/advertising/online-advertising/pay-per-click/how-to-choose-an-ad-title-that-sells-in-google-adwords.html</link>
<guid>http://www.onbo.com/advertising/online-advertising/pay-per-click/how-to-choose-an-ad-title-that-sells-in-google-adwords.html</guid>
<pubDate>Wed, 04 Nov 2009 04:39:19 -0500</pubDate>
<description><![CDATA[ <p>First you have to open an account at Google Adwords so you can place an Ads on this Major Search Engine. This Search Engine delivers High Quality Traffic provided you know the Techniques on where and how to get the Quality Traffic from this Search Engine.<br /> <br /> Once you have the account get familiarize with the site. To start placing an Ad, you will design your own Ad Copy for your Ad Campaign. Just prepare one Ad with the intention of deleting later, Just for you to experience how it operates. You will be required to submit keywords for your Ad. You can generate few keywords from the site itself. Once you have the keywords That Ad is ready for placement. This is just for your practice Ad placement.<br /> <br /> Your second Ad, Before you design your Ad copy, We will do the reverse approach. Let's do the research first for you to know what relevant keywords that you need to use for the Title for your Ad Copy. This is very Important because Google Adword has a rating system on the Click To Ratio (CTR) for the positioning of your site in the Search Engine. If you have high rating on CTR, You will have the high priority against your competitor using the same keyword.<br /> <br /> Example for this, Once a surfer uses the keyword Callaway Golf Bag, This is a very highly relevant keyword If your Ad Title is Callaway Golf Bag, Your subtitle  will be Brand New Callaway Golf Bag, and one of the keyword you use is Callaway Golf Bag, or you can use your sub title as one of your keywords. This keyword will trigger to your site. However, if you have a low rating on CTR, Your competitor who has a higher rating will be the first that Google Adword will serve. Thus, the click will go to your competitor instead of your site getting that Quality traffic.<br /> <br /> Let's do the research first for you to get a keyword that will generate high traffic and at the same time you will use this as the Title of your Ad Copy. Go to keyword tool, Click on it and when you're at the keyword tool page, you type a sample keyword, Then keyword tool will show you many keywords related to what you type together with the Statistics on How many surfer using the keyword and the number of competitors. In This approach, You can choose the Best Ad Title to be use for your Ad Copy and the relevant keywords you need to use.<br /> <br /> This will generate high Quality traffic for as long as you use the very highly relevant keywords in your Ad campaign. Conversion rate here is very high. If you hit a conversion rate of 1:40, meaning for 40 clicks one is converted into a sale, This is fair enough. Your job doesn't stop here. You need to learn a lot of Techniques in Internet Marketing for you to Succeed. More knowledge will generate more Income!<br /> <br /> If you want to pursue your Internet Marketing Career, I would suggest <br /> enroll in the best Internet School. I'd like to recommend The Authority to this knowledge is The Wealthy Affiliate University. This is where i learn a lot of Techniques and Start Making a lot of income online.<br /> <br /> See you on your success!<br /> <br /> Peter Cadorna<br /> Author<br /></p> ]]></description>
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<title>Do You Understand the Benefits of Blogging and Social Bookmarking</title>
<link>http://www.onbo.com/web-2.0/blogs/do-you-understand-the-benefits-of-blogging-and-social-bookmarking.html</link>
<guid>http://www.onbo.com/web-2.0/blogs/do-you-understand-the-benefits-of-blogging-and-social-bookmarking.html</guid>
<pubDate>Tue, 03 Nov 2009 19:34:17 -0500</pubDate>
<description><![CDATA[ <p>To get the most out of a blog article you should also be social bookmarking it. In this article we will take a look at how to combine blogging and social bookmarking to get the maximum results for your business.<br /> <br /> Blogging is where you put your thoughts down in the Internet where people can find them. You can think of a blog as a diary of your thoughts.  <br /> <br /> Social bookmarking takes your blog post one step further. There are social directories that you can bookmark your blog posts into such as Digg, Stumbleupon, Propeller, and literally thousands more.<br /> <br /> The benefit of bookmarking any blog post is that you are creating a back link to your blog for people to find you. You are also creating a backlink to your blog for search engines to find you.<br /> <br /> Regardless of how popular your blog is it is to your benefit bookmark your blog posts into the social directories because most of them will be more popular than your blog. This makes sense because a directory such as Stumbleupon has literally getting millions of visitors every day, whereas your own blog may only be receiving a few hundred or a few thousand visitors a day.<br /> <br /> Therefore you social bookmark a blog post for the potential traffic you can receive, and to serve as search engine bait. If you do not social bookmark your blog post into some of the top directories you are limiting the potential benefits from them.<br /> <br /> If you've done Internet marketing in the past you may understand a little bit about search engine optimization. Search engines need you to tell them what your blog post is about so that they can rank it high for their searchers.<br /> <br /> So when you do a blog post you should include relevant keywords where search engine can find them. The easiest way to do this is to put them right at the beginning of the title, include them in your introduction paragraph, and include them again in your closing paragraph. You might even want to bold them for additional emphasis.<br /> <br /> You can also include variations of these key words in the body of your blog article as it sounds natural. By doing this you are helping the search engines understand what your blog article is about and they will reward you with a higher ranking for that specific keyword phrase.<br /> <br /> This is a few ideas on blogging and social bookmarking. The benefits of using the two together can result in additional quality traffic for your business.<br /> <br /> Don Jones is the webmaster of <a href="http://www.homebiz-information.com/">Home Business Information </a><br /> Where you can sign up for my FREE news letter and get FREE E-Books<a href="http://www.homebiz-information.com/free-downloads.html"> HERE </a></p> ]]></description>
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